Oscar Terrazas
Oscar Terrazas has over 24 years of experience in the finance and mortgage field with appraisals, escrow, credit report repair, financial counseling and mortgage lending.  Oscar is the CEO of American Home Lending. 

We are a small office with low overhead to offer you personal service and the least expensive way to obtain your home mortgage needs.  As a brokerage firm, we shop various national banks for your mortgage needs and obtain the best possible rate and loan. It costs you no more to use a brokerage than to go direct to the bank source.

Let us E-mail you a loan proposal that includes a payment with estimated tax’s and insurance. A loan cost estimate of escrow, outside costs and lender fees.  Click here to fill in our questionnaire.

Elizabeth Terrazas
Elizabeth Terrazas is a full time real estate agent with more than 23 years in the business.  Since many real-estate Websites are never current and out of date, Elizabeth can help you search the most current listings on the secured realtor’s Website of Sacramento, Solano, Yolo, and San Joaquin County.  

Click here to fill in our questionnaire and we will E-mail you houses with pictures, maps, prices, listed, pending and sold in your area. Or, you can call us and we will personally attend to your real estate needs.  Commission is negotiable.